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Empower Your Financial Future

Transform Your Finances with Expert Guidance and Tools

Discover comprehensive strategies for budgeting, investing, and planning your financial future effectively with our expert resources and personalized support.

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Plan Smarter for College

Discover the essentials of college financial planning in this quick and insightful video

MEET ABTIN
BASHIRAZAMI

  • Licensed Financial Professional & College Planning Expert

Trusted Financial Guidance

Tailored strategies for your future, from college to retirement

Clarity in Planning

Experience personalized financial strategies built with care

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Trusted Expertise in Financial Planning

Empowering individuals and families with smart, customized financial solutions for every stage of life.

Our personalized approach, professional insight, and commitment to your goals ensure a confident and clear path to financial success.

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Areas of Expertise

We specialize in personalized financial solutions—ranging from retirement and college planning to smart investing and debt management.

Let’s talk about your goals and how we can help you build a stronger financial future.

Years of Financial Insight & Trust

Guiding clients through key financial decisions with clarity, precision, and a deeply personalized approach.

With a solid foundation of expertise and a forward-thinking strategy, we deliver solutions that grow with you—every step of the way.

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What services does Retovia offer?

Retovia provides a comprehensive suite of personal finance services, including budgeting assistance, debt management strategies, tax-advantaged investment options, and tools for high-growth investments. We also specialize in college financial planning to help maximize grants, insurance planning for life and long-term care, and retirement planning with consulting services and tools like rollovers and annuities.

How can I maximize my college financial aid?

To maximize your college financial aid, start by completing the FAFSA early and accurately. Research scholarships and grants that fit your profile, and consider appealing your financial aid package if your circumstances change. Additionally, consult with financial advisors to explore tax-advantaged savings options that can enhance your eligibility for aid.

What are tax-advantaged investment options?

Tax-advantaged investment options include accounts like IRAs and 401(k)s, which allow your investments to grow tax-free or tax-deferred. These accounts can significantly enhance your retirement savings by reducing your taxable income and allowing for compound growth over time. Understanding the rules and limits of these accounts is crucial for effective planning.

How does Retovia assist with retirement planning?

Retovia assists with retirement planning by offering personalized consulting services that help you assess your financial situation and set realistic retirement goals. We provide tools for calculating potential retirement income, exploring rollovers from previous plans, and understanding annuities to ensure a secure financial future during retirement.

What is the importance of insurance planning?

Insurance planning is essential for protecting your financial future against unforeseen events. It ensures that you have adequate coverage for life, health, and long-term care, safeguarding your assets and providing peace of mind. By evaluating your needs and options, Retovia helps you create a comprehensive insurance strategy that aligns with your financial goals.

Can Retovia help with debt management strategies?

Yes, Retovia offers expert guidance on debt management strategies, helping you create a personalized plan to reduce and manage your debt effectively. Our approach includes budgeting advice, prioritizing debts, and exploring consolidation options to improve your financial health.

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